Zoe was having a lovely swim in the pool in her garden. She did not often swim in there in the day time as she normally was at work but today she had a day off. She had decided to just relax and have fun, as she had not done that for ages and the pool had tempted her. She was a little embarrassed at walking out with just her small bikini on but she knew that it would be the best for giving her a good tan. Her skin was still very pale as it was early in the summer and she would have liked to have been browner.

She laid her towel out by the side of the pool and jumped in, swimming quite a few lengths and then taking some time to just float around and enjoy the water. She was startled by a banging noise and quickly looked up to see that a football had appeared in her garden. A black face was peeping over the fence. 'I am sorry to have shocked you, I have just moved in next door and was messing about and dropped my football over the fence'. She smiled and invited him to come round and collect it. Once his face had gone, she quickly got out of the pool and wrapped her towel around her. He was soon there and seeing all of him, turned her legs to jelly.

He was a tall, muscular African American with a lovely smile and deep brown eyes. She stood their frozen, looking at him as he went over and retrieved his ball. He then came over and said something to her, which she did not hear and held his hand out to shake hers. She held out her hand and as she loosened her grip on the towel it slipped down to the ground.

'Wow, you are beautiful', he said, looking her up and down. She blushed and just stood there embarrassed and not knowing what to do. He bent down to kiss her and she kissed him back, overtaken for desire as he was. They were soon exploring each others mouths with their tongues.

Her brain started working again as they were kissing. She could not believe she was lucky enough to have such a good looking neighbour but also had even shocked herself by being so forward as to kiss him just seconds after meeting him. He was wrapping his arms around her now and she felt so safe and protected, she just felt that she wanted to be with him forever.

He then asked her if they could have a swim together and she was happy to say yes. He started taking off his shoes and socks and then his jeans and t-shirt. She could not help but stare at his dark skin shining in the sunshine and how his stomach had a very impressive six pack. She looked down at her own slender white body and hoped that he would not be disappointed in what he saw. She got in to the pool then and when she looked round he was in with her and they swan a bit and then started splashing each other and having fun. They were soon in each others arms, kissing again. She wrapped her legs around him and noticed that he was completely naked. He pinned her against the side of the pool and kissed her over and over again and then reached round to untie her bikini top. She put up a bit of a fight but wanted him to do it really so soon surrendered. He was soon kissing her breasts and stroking them and she was daring enough to put her fingers around his cock. She felt it growing between her little fingers as she stroked it a bit.

He soon was untying her bikini bottoms and she began stroking him harder so he knew what she was after. Despite having had the pool for years, she had never had sex in it and was suddenly quite keen on the idea. Once she was naked, she wrapped her legs around him again and she could feel his hard cock between them. She rubbed her clitoris against it as he held her close and her nipples pressed into his chest. She soon found herself reaching down to force his fat cock inside her. He helped and soon they were together.

The water made it a little different to normal and thrusting was rather easier but more difficult to control. Emma wanted it hard and fast but as much as she tried, she could not move quickly enough. He helped by butting his hands on her butt and guiding her and soon they were moving in unison at a good speed. The water was splashing around them and it was very relaxing.

His cock was a bit bigger than Emma was used to and soon she was very close to coming because she was so full. She demanded that he make her come and he tried to move faster and so did she. Soon they were both panting and she was moaning as her body shuddered and she came hard. He withdrew and she watched his stroke his cock under the water and his come shot into it, floating away.

He soon was soon pulling on his clothes on to his wet body and she was left to dive to the bottom of the pool to retrieve her bikini.